What is a Jumbo Mortgage?

A jumbo mortgage is considered a “non conforming” or “non conventional” mortgage because the loan size exceeds the maximum loan limits that are periodically set by the FHFA (Federal Housing Finance Agency).

This means that these loans are not backed by Fannie Mae, Freddie Mac, etc and therefore will generally require different levels of income verification and credit standards.  We are experts with Jumbo mortgages and can offer many flexible programs for your specific needs.