About Us
Our Vision
At MBA Mortgage we have an unparalleled passion for excellence and integrity.
As an exclusively referral-based company, we stake our livelihoods on our quality of service and the relationships we make with our clients and referral partners.
It is imperative that our service far exceeds our competitors’ and that our rates and costs are the lowest in the industry.
As your personal advisors we will create a loan program based on your individual home financing needs.
We pride ourselves on our business model:
Communication
Efficiency
Responsiveness
Tenacity
Our Team
Gino Lutz
Loan Officer
NMLS #264080
Angela Lutz
Loan Officer
NMLS #263217
Corina Escobedo
Loan Officer
NMLS #1108106
FAQ (Frequently Asked Questions)
How long has MBA Mortgage Solutions been in business?
We've been helping South Texas homeowners since 2007, including through the 2008 mortgage crisis that closed the doors on many other lenders.
That experience is part of why our clients trust us with their biggest financial decision!
What types of loans do you offer?
We offer a full range of home loan options, including conventional, FHA, VA, jumbo, and vacation/second-home financing.
As a broker working with all major lenders, we match you with the loan that fits your situation rather than pushing a one-size-fits-all product.
How fast can I get pre-approved, and how quickly can I close?
Pre-approval can happen the same day you apply. From there, most of our clients close in as little as three weeks, which is well ahead of typical industry timelines.
We're able to accomplish this due to our team managing every step in-house, from processing to underwriting to closing.
Is there a cost to get started, and can I lock in my rate?
Getting started is free! We provide a free loan analysis with no obligation.
Once you're ready to move forward, we also offer a free 45-day rate lock, so market fluctuations won't cost you the rate you were quoted.
Why should I choose MBA Mortgage Solutions over a big bank or online lender?
We're a 100% referral-based local business, which means our reputation depends on how well we take care of you, not on volume or scripts.
You get a dedicated loan officer, processor, underwriter, and closer working your file directly, and our team shows up in person at your closing!
What our customers say about us!
Words can not express the pleasure it was to have MBA Mortgage Solutions provide their services in the purchase of our home. Corina Escobedo was instrumental in providing all the necessary information and options. She earned our confidence to the point that we simply asked for her to take charge and lead us to our new home.
I actively encourage friends, family, and fellow coworkers to seek their assistance in the purchase of their own dream home.
- Jorge Castilla
Working with Gino was one of the best parts of our homebuying experience. As our loan officer, he went above and beyond at every step. From the very beginning, Gino was thorough, responsive, and incredibly patient, guiding us through each document, condition, and question with professionalism and kindness.
We truly felt like we were in good hands the entire time. If you’re looking for a loan officer who’s knowledgeable, proactive, and genuinely cares about helping you succeed, we cannot recommend Gino highly enough. You’ll be in excellent hands!
- Matthew & Jocelyn
I've bought two homes using Angie Lutz as my mortgage broker, and sold one where the buyer used her. Not only is she terrific at her job, but she's also just a genuinely nice, caring person. She goes above and beyond to strategize ways for you to get the best possible rate, and looks out for you every day for a drop in rates. In both purchases I was able to get rates significantly below the weekly Freddie Mac market average. In fact, she even helped me negotiate with a builder to get over $50k taken off the sales price! There's no tricks, no gimmicks, no hidden fees. She is so good I still use her even though I live in Dallas. I really can't recommend her enough, thank you Angie!
- Paul Harrison
People to People
Communication is Human
Fast Responses
You'll never be out of the loop
Excellence
Top-notch services.
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MBA MORTGAGE SOLUTIONS: 7110 Rocio Dr STE 1, Laredo, TX 78041
NMLS ID: 2431550
© 2022-2026 MBA Mortgage Solutions, LLC. All rights reserved. Lending services provided by MBA Mortgage Solutions, LLC